Fed Up of Insurance Companies that Let You Down
You're not alone. Expats around the world deal with:
📈 Surprise premium hikes that catch you off guard.
❌ Claims denied over confusing fine print.
🧊 Weeks of silence when you're desperate for help.
😤 Overpriced policies that miss what you really need
"I paid thousands for insurance, and when I made a claim, they wanted medical documentation about an injury from 1978."
– Mark, expat in Bali
That’s why AA World exists. Not to show you options… but to give you an advantage.
Let us tell you how:
Beat the Health Insurance System
Get Covered the Smarter Way
Insurers push what's best for them. We fight for what's best for you.
We've helped 150,000+ expats get their perfect policy for a price they love
Takes less than 60 seconds. No spam. No obligations.
We Compare The Top Global Healthcare Providers
We Support You Through The Whole Process From Finding Your Policy To Making a Claim
🔍 134,000+ plans, compared for you. We search the global market so you don't have to.
💸 Broker-only pricing. No markups - just the perfect deal for you.
📄 100% visa-compliant plans. Especially for Indonesia, so you don't get caught out at immigration.
👋 Fast-track claims support Just a real person who is there for you, when you really need it.
Most of our clients come to us after getting burned somewhere else. We get it. That’s why we built AA World to be different.
The 3-Step Process To Stress-Free International Health Insurance
1
Tell Us About Your Situation
Start by answering 2 quick questions where you’re living, and what visa you’re on.
Takes 10 seconds. No commitment.
2
We Compare 134,00+ Plans
We sort through the noise, hand-pick the best options, and make sure every plan is built for you and cost-effective.
3
You Get Covered, FAST
You choose your plan. We handle everything - paperwork, support, claims help. No ghosting. No confusion.
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Why should I switch my policy to AA World if I already have a broker or bought direct?Switching to AA World gives you more than just a policy — it gives you a team. We offer independent advice, a wider range of insurer options, and support that’s proactive, personal, and fast. And unlike many brokers, we don’t disappear after you buy — we’re with you at renewal, at claim time, and every step in between.
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How can I get a better deal on my international health insurance?We know the market inside-out. Many expats unknowingly pay for cover they don’t need or miss out on perks they’re entitled to. We’ll review your current policy for free and show you if there’s a smarter way to stay covered — often saving clients 10–30% annually.
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Why choose an insurance broker instead of going direct to an insurer?Insurers can only offer you their own products — we offer you the whole market. That means you get more choice, better prices, and support that’s completely on your side. Our job is to make insurers compete for your business, not the other way around. And remember, we work for YOU, not the insurers.
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What makes AA World different from other brokers?We’re not just licensed — we’re experienced, global, and expat-run. Our team has lived the expat life and knows the real-world risks you face. Our service isn’t transactional — it’s tailored, responsive, and designed to protect your lifestyle, not just your bills.
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Can I talk to someone before I commit to anything?Absolutely. We’re here to listen, not to push. You can book a no-pressure, 100% free consultation with one of our experienced advisers and get all your questions answered — no sales pitch, just expert guidance.
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Do I pay anything to use AA World?Nope. It’s 100% free for you. We get paid by the insurers, not you. You get all the benefits of expert guidance at zero cost.
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Will I really save money using a broker?Yes - often hundreds. We secure exclusive discounts and wholesale pricing, then pass that on to you. Same coverage, better price. Guaranteed.
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Does IPMI cover me if I move to a new country?Yes, most IPMI policies are designed for global mobility, allowing you to retain coverage even if you relocate to a different country during the policy term.
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Can I use IPMI to access healthcare in my home country?Many IPMI plans offer coverage in your home country, but the extent of this depends on the plan. Some include limited coverage for home visits, while others provide comprehensive care.
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Will I lose my coverage if I change jobs, countries, or visa type?Not with the right plan. Our policies are designed for global life — they stay with you wherever you go, regardless of employer, visa status, or country. We’ll help you choose cover that gives you full flexibility and peace of mind.
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How do I make a claim with my IPMI policy?Claims processes are typically straightforward. You may need to provide proof of treatment, receipts, and medical reports. Most insurers also offer online claims submission for added convenience. At AA, we will help you with this process as much as possible, so you can focus on getting well.
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What happens if I need emergency treatment in a country with limited medical facilities?IPMI plans can sometimes include medical evacuation and repatriation benefits, ensuring you are transported to the nearest suitable medical facility or back to your home country for treatment if necessary.
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What if I need to make a claim?We don’t disappear after you sign up. Our team offers ongoing support and fast-track claims assistance, so you’re never left dealing with insurance red tape alone.